Protecting your crew is a necessary legal requirement that needs thorough care and attention in order for you to focus your attention on more important matters. The correct yacht crew insurance will brighten everyones mood onboard, knowing that they are protected from the unexpected. A typical example might be this:
A U.S. worker (who spends over six-months at home) onboard a yacht who travels out of U.S. territory occasionally whilst on working duty.
The recommended protection in this case would be to consult a health insurance expert and discuss terms for a state-controlled insurance policy that covers the party whilst abroad. Careful planning for your yacht crew insurance, such as this, will ensure that you are not taking out the wrong policies and that inidividual needs of your crew are considered.
It is recommended that a health insurance expert who specializes in the insurance of yacht crew’s is consulted prior to entering agreement terms with your team. They can often extract the needs of each member and negotiate the correct policy. Such insurance will be essential in reducing the risk of lawful cases filed against you and/or your company should any unfortunate event occurs. Signed contracts overseen by a solicitor will help both parties feel secure in their negotiations. Typical coverage will cover anything from $50,000 to $1 million and are ideally suited for expatriates, missionaries, executives and marine crew who live abroad.
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